{"id":656,"date":"2017-07-24T10:47:12","date_gmt":"2017-07-24T08:47:12","guid":{"rendered":"https:\/\/www.reseau-entreprendre.org\/seine-et-marne\/?p=656"},"modified":"2022-04-12T16:12:15","modified_gmt":"2022-04-12T14:12:15","slug":"pensez-a-protection-sociale","status":"publish","type":"post","link":"https:\/\/www.reseau-entreprendre.org\/seine-et-marne\/2017\/07\/24\/pensez-a-protection-sociale\/","title":{"rendered":"Pensez \u00e0 votre protection sociale !"},"content":{"rendered":"<p style=\"text-align: justify\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-657 alignleft\" src=\"https:\/\/www.reseau-entreprendre.org\/seine-et-marne\/wp-content\/uploads\/sites\/20\/2017\/07\/DSCN0997-300x225.jpg\" alt=\"\" width=\"300\" height=\"225\" srcset=\"https:\/\/www.reseau-entreprendre.org\/seine-et-marne\/wp-content\/uploads\/sites\/20\/2017\/07\/DSCN0997-300x225.jpg 300w, https:\/\/www.reseau-entreprendre.org\/seine-et-marne\/wp-content\/uploads\/sites\/20\/2017\/07\/DSCN0997.jpg 400w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>Ce jeudi 4 mai 2017, Olivier Tavares, charg\u00e9 d\u2019affaire chez Harmonie mutuelle, est intervenu au club les Z\u00e9vad\u00e9s autour d\u2019une probl\u00e9matique importante pour les Laur\u00e9ats : la protection sociale.<\/p>\n<p style=\"text-align: justify\">La protection sociale est obligatoire pour les salari\u00e9s des entreprises de professionnels ind\u00e9pendants, c\u2019est donc un sujet incontournable.<\/p>\n<p style=\"text-align: justify\">Il est important d\u2019avoir une assurance sant\u00e9 collective. Les contrats collectifs sont g\u00e9n\u00e9ralement meilleurs que les contrats individuels. Ceux-ci apportent aux salari\u00e9s une s\u00e9curit\u00e9 vis-\u00e0-vis des risques lourds et les assurent en cas d\u2019arr\u00eat de travail, d\u2019invalidit\u00e9 ou de d\u00e9c\u00e8s. La participation de l\u2019employeur permet d\u2019all\u00e9ger le co\u00fbt de la mutuelle pour le salari\u00e9. C\u2019est une mani\u00e8re de le fid\u00e9liser \u00e0 l\u2019entreprise.<\/p>\n<p style=\"text-align: justify\">Olivier Tavares nous apprend \u00e9galement qu\u2019il est important que le dirigeant ait une protection sociale compl\u00e9mentaire. Mais pour quelles raisons ? Eh bien parce que la prise en charge des d\u00e9penses de sant\u00e9 par le r\u00e9gime obligatoire est loin de couvrir le co\u00fbt r\u00e9el.<\/p>\n<p style=\"text-align: justify\">Il faut penser \u00e0 une protection pr\u00e9voyance. Il est important de pouvoir se mettre \u00e0 l\u2019abri de cons\u00e9quences pouvant compromettre \u00a0l\u2019activit\u00e9 et \u00a0de prot\u00e9ger de \u00a0cette fa\u00e7on ses \u00a0proches. En \u00a0effet, sans la couverture \u00ab arr\u00eat de travail \u00bb, les professionnels ind\u00e9pendants en arr\u00eat de travail risquent une perte de revenus de 50 % et en cas d\u2019invalidit\u00e9 jusqu\u2019\u00e0 70 %.<\/p>\n<p style=\"text-align: justify\">Il est essentiel d\u2019anticiper la retraite et de s\u2019y pr\u00e9parer le plus t\u00f4t possible car le professionnel risque de ne toucher plus que 50 % de ses revenus \u00e0 la fin de son activit\u00e9. Il doit donc penser \u00e0 pr\u00e9parer sa retraite avec par exemple des solutions \u00c9pargne ou Retraite.<\/p>\n<p style=\"text-align: center\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-658\" src=\"https:\/\/www.reseau-entreprendre.org\/seine-et-marne\/wp-content\/uploads\/sites\/20\/2017\/07\/DSCN1013-redi-300x225.jpg\" alt=\"\" width=\"300\" height=\"225\" srcset=\"https:\/\/www.reseau-entreprendre.org\/seine-et-marne\/wp-content\/uploads\/sites\/20\/2017\/07\/DSCN1013-redi-300x225.jpg 300w, https:\/\/www.reseau-entreprendre.org\/seine-et-marne\/wp-content\/uploads\/sites\/20\/2017\/07\/DSCN1013-redi.jpg 400w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ce jeudi 4 mai 2017, Olivier Tavares, charg\u00e9 d\u2019affaire chez<\/p>\n","protected":false},"author":20,"featured_media":659,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-656","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pensez \u00e0 votre protection sociale ! 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